What we do
South Dakota Insurance Appraisal Services
Twelve services, one goal: an accurate, defensible valuation of your loss. Start with an estimate review, or bring us in once appraisal has been demanded.
Service 01Appraisal Clause Representation
Named as your appraiser once you or the carrier demand appraisal under the policy.
Service 02Homeowner Claim Appraisal
Houses, townhomes and condo units where the carrier’s estimate leaves real repair costs out.
Service 03Commercial & HOA Claim Appraisal
Retail, office, multifamily, church, school and association properties with large, layered losses.
Service 04Roof & Hail Damage Appraisal
Shingle, metal, siding and gutter claims after South Dakota hail, from pea-size to record-size stones.
Service 05Wind, Tornado & Derecho Appraisal
Straight-line wind, derecho and tornado losses to roofs, siding, trees and structures.
Service 06Water Damage Claim Appraisal
Burst pipes, appliance leaks, sewer backup endorsements and wind-driven rain inside the home.
Service 07Fire & Smoke Claim Appraisal
Structure fires, smoke and soot migration, and the contents inventory that follows.
Service 08Black Hills Wildfire Claim Appraisal
Ember, smoke, ash and heat damage from fires in the Black Hills and western prairie.
Service 09Blizzard, Ice & Snow Load Appraisal
Ice storms, ice dams, snow-load collapse and blizzard damage to roofs and structures.
Service 10Farm & Ranch Building Appraisal
Machine sheds, pole barns, shops, grain bins and livestock buildings on farm and ranch policies.
Service 11Insurance Estimate Review
A line-by-line review of the carrier’s estimate before you decide on appraisal or a supplement.
Service 12Umpire Services
Neutral umpire work on appraisal panels where we represent neither side.
Not sure where to start?
Most claims begin with an estimate review
Before anyone demands appraisal, it helps to know exactly where the carrier’s estimate falls short and what that gap is worth. Many disputes close at that stage.
You won’t find a hurricane service here. Tropical storms don’t reach South Dakota, but derecho winds, blizzards, record hail and Black Hills wildfires do, and each has its own page.
About estimate reviewsCan I hire you for one part of the process?
Yes. Many clients start with an estimate review and decide later whether to demand appraisal.
Do you handle farm and commercial claims?
Yes: farmsteads, ranch buildings, apartments, retail, churches and HOA properties.
Do you only work on hail claims?
No. We handle wind, winter, water, fire, wildfire and other covered perils.
Not sure the carrier’s number is right?
Send the estimate and your photos. We’ll review it and tell you what we see.