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Terms of Use

The terms that apply when you use this website and its calculators.

Last updated: November 14, 2026

Using this site

By using this website you agree to these terms. Its content is general information about insurance appraisal and property claims in South Dakota.

No client relationship

Reading this site, using its calculators or sending a form doesn’t create an appraiser–client relationship. That begins only when we both sign a written engagement agreement.

No legal advice

South Dakota Insurance Appraiser isn’t a law firm, and nothing here is legal advice. Policies differ, and laws and court decisions change. For legal questions, consult a licensed South Dakota attorney.

Calculators and estimates

Calculators give planning estimates based on what you enter. They aren’t appraisals, quotes or predictions of any claim outcome.

Content and photos

Site text, design and tools belong to South Dakota Insurance Appraiser. You may share links and print pages for personal use. Photographs are public-domain or CC0 images used for illustration and don’t show our clients’ properties.

Limitation of liability

The site is provided “as is.” To the extent the law allows, we aren’t liable for decisions made based on its content or tools.

Governing law

These terms are governed by the laws of the State of South Dakota.