Brookings Insurance Appraiser

Home to South Dakota State University, Brookings mixes student rentals, older family homes and new subdivisions with the farm country that surrounds it. A Brookings insurance appraiser has to value all of them.

County

Brookings County

Region

Sioux Empire

Inspections

On site

Local claim risks

Hail
Derecho winds
Tornadoes
Ice dams
Rental property losses

A college town in farm country

The neighborhoods around SDSU and downtown hold older homes, many of them converted to rentals, along with duplexes and small apartment buildings. Newer subdivisions have grown on the north and east sides of town. Just beyond, farmsteads and ag businesses line the Big Sioux River valley and the I-29 corridor.

Weather that drives Brookings claims

Derecho winds: the May 12, 2022 derecho tracked across eastern South Dakota, including this part of the state, with damage to roofs, trees and farm buildings.
Hail: summer storms moving east along I-29 regularly bring hail to the city and the surrounding farms.
Winter: ice dams and frozen pipes are common in older rental housing with limited attic insulation.
Tornadoes: eastern South Dakota sees tornado warnings most springs and summers.

Disputes we see in Brookings

Rental property claims where loss of rents and tenant contents get tangled together.
Older homes with siding and trim that cannot be matched.
Machine sheds and steel buildings on nearby farms.
Small commercial buildings downtown with flat roofs.

Services for Brookings property owners

Every South Dakota Insurance Appraiser service is available in Brookings and the surrounding area, including:

Questions from Brookings owners

I own rental houses near campus. Do you handle landlord claims?

Yes. Landlord policies have their own coverages, including fair rental value, and we value those claims regularly.

Do you work in Volga, Elkton and Arlington?

Yes, along with the rest of Brookings County and neighboring counties.