Pierre Insurance Appraiser

South Dakota’s capital sits on the Missouri River in the center of the state, right where East River meets West River. A Pierre insurance appraiser handles city homes, river properties and ranches across the central plains.

County

Hughes County

Region

Missouri River Country

Inspections

On site

Local claim risks

Large hail
Prairie wind
River flooding
Grass fires
Blizzards

The capital on the river

Pierre is home to the South Dakota Division of Insurance, the state agency that regulates insurers and handles consumer complaints. The city climbs the bluffs above the Missouri River, with older homes near the Capitol and downtown and newer neighborhoods on the hills. Across the river, Fort Pierre in Stanley County opens onto West River ranch country, and Lake Oahe stretches north from Oahe Dam.

Weather and water around Pierre

July 23, 2010: the largest hailstone recorded in the United States fell near Vivian, south of Pierre in Lyman County.
2011: record releases on the Missouri River flooded low-lying areas of Pierre and Fort Pierre, and residents built emergency levees to protect homes.
Wind and fire: open prairie and strong wind make grass fires a recurring threat to ranches and outbuildings.
Blizzards: central South Dakota winters bring drifting snow and long cold stretches.

Disputes we see around Pierre

Large-hail claims where roofs, siding, windows and vehicles were all damaged.
Ranch buildings and fencing with separate limits.
Water losses near the river where flood exclusions are raised.
Older homes on the bluffs with steep, complex roofs.

Services for Pierre property owners

Every South Dakota Insurance Appraiser service is available in Pierre and the surrounding area, including:

Questions from Pierre owners

Can the Division of Insurance resolve my claim dispute?

The Division can take consumer complaints and look into how a claim was handled, but it generally does not set the dollar value of a disputed loss. Appraisal addresses that question.

Do you cover Fort Pierre and ranches west of the river?

Yes. We work across Hughes, Stanley, Sully, Lyman and the surrounding counties.